FD Calculator

Calculate your fixed deposit maturity amount easily

Calculate your fixed deposit maturity amount with annual compounding. Perfect for investment planning and comparing different FD schemes.

How to use this tool

Enter the Principal amount (initial deposit)
Enter the Annual Interest Rate (%) offered by the bank
Enter the Tenure in years
Click Calculate FD to see the maturity amount

Privacy & Security

All calculations are performed locally in your browser. No data is ever sent to any server.

FD Formula

Maturity Amount = P × (1 + r)ⁿ
Where P = Principal, r = Annual Interest Rate, n = Number of years
Higher tenure and higher rate give better returns

Principal Amount (₹)

Annual Interest Rate (%)

Tenure (Years)

What is a Fixed Deposit?

A fixed deposit (FD) is a financial instrument where you deposit a lump sum for a fixed tenure at a predetermined interest rate, earning guaranteed returns.

How is FD maturity calculated?

It uses the compound interest formula: A = P × (1 + r)ⁿ

Is my financial data secure?

Yes. All calculations happen on your device. No information is transmitted or stored.

Is this tool free?

Yes – completely free with no registration, limits, or watermarks.

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